Price Reduction - Waterfront - Primary on Main
Address
21123 Rio Oro Drive, Cornelius, NC
Price
$ 590,000
Property Attributes
- ID#4387095
- TypeSingle Family
- Listing Status Active
- CountyMECKLENBURG
- CityCornelius
- AreaMecklenburg County
- NeighborhoodBahia Bay
- Zip28031
- Style
- Year Built1983
- Price$ 590,000
- Bedrooms3
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2497
- Lot Size0.494 Acres
Data Source:
Canopy MLS
Property Description
Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay. Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation. Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat. Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box. Lake life is calling - come answer it.
| Elementary School | Middle School | High School |
|---|---|---|
| Cornelius Elementary School | Bailey Middle School | William Amos Hough High School |
| Price History | |
|---|---|
| 5/29/2026 | Listed $645,000 |
| 6/25/2026 | 2$635,000 |
| 7/31/2026 | 4$615,000 |
| 8/20/2026 | 2$605,000 |
| 9/9/2026 | 3$590,000 |
General Features
| Living Area | 2497 |
|---|---|
| Sewer | Septic Installed |
| Heating | Central |
| Cooling | Ceiling Fan(s),Central Air,Ductless |
| Roof | Architectural Shingle |
| Appliances | Dishwasher,Disposal,Exhaust Fan,Freezer,Gas Cooktop,Gas Oven,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer/Dryer |
| Zoning | GR |
| HOA Fee | 75 |
| Patio/Porch Features | Deck,Patio,Rear Porch |
| Security Features | Smoke Detector(s) |
| Construction Materials | Stone Veneer,Vinyl |
| Year Built | 1983 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Parcel Number | 001-294-04 |
| Waterfront Features | Beach - Public,Boat Lift – Community,Boat Ramp – Community,Boat Slip – Community,Paddlesport Launch Site - Community,Pier - Community |
| Community Features | Picnic Area,Recreation Area |
| Assoc Fee Paid Per | Annually |
| County | Mecklenburg |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | Bahia Bay |
| Garage Y/N | No |
| Full Baths | 3 |
| High School | William Amos Hough |
| City | Cornelius |
| Body of Water | Lake Norman |
| Association Name | Bahia Bay HOA |
| Senior Community Y/N | No |
| Open Parking Spaces | 6 |
| Lot Size Units | Acres |
| Carport Y/N | No |
| Elementary School | Cornelius |
| Middle/Junior High School | Bailey |
| Additional Parcels Y/N | No |
| Standard Status | Active |
| CAR_HOASubjectTo | Required |
| Construction Type | Site Built |
| Tax Assessed Value | 461700 |
Interior Features
| Interior Amenities | Attic Other,Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry |
|---|---|
| Basement | Basement Shop,Storage Space,Walk-Out Access |
| Flooring | Bamboo,Carpet,Laminate,Tile,Vinyl,Wood |
| Basement (Y/N) | Yes |
| Fireplace Y/N | No |
| Above Grade Finished Area | 1954 |
| Laundry Features | In Basement,Lower Level |
| Total Bedrooms | 3 |
| Below Grade Finished Area | 543 |
| Total Baths | 3 |
| SqFt Main | 1333 |
| SqFt Upper | 621 |
| Bedroom | 1 |
Exterior Features
| Exterior Amenities | Fire Pit |
|---|---|
| Fencing | Partial |
| Parking Features | Driveway |
| Lot Features | Private,Sloped,Wooded |
| Water Source | Community Well |
| Lot Size Area | 0.494 |
| Foundation Details | Basement |
| Road Surface Type | Concrete |
| Road Responsibility | Publicly Maintained Road |
| Main Level Garage YN | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 28031
Price
Year Built
Visits
Information deemed reliable but not guaranteed.
Property information provided courtesy of the Internet Exchange Program of the Greenville Association of Realtors.
The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is updated as of September 12, 2026 2:19 PM UTC
High Country Association of REALTORS (HCAOR) © Information is provided exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. Last Update: September 12, 2026 2:19 PM UTC
